Refund Policy

Last Updated: February 2026

This Refund Policy (“Policy”) applies to all purchases made through www.directpayhub.shop (the “Website”) and governs the terms under which refunds, cancellations, chargebacks, and payment disputes are handled by Direct Pay Hub Ltd. (“Company,” “we,” “us,” or “our”).

By accessing the Website and completing a purchase, you acknowledge that you have read, understood, and agreed to this Policy in its entirety.

1. Nature of Our Products & Services

Direct Pay Hub Ltd. offers premium, high-ticket digital products and services, including but not limited to:

• Digital downloads

• Educational materials and training programs

• Online courses and learning systems

• Proprietary frameworks, templates, and methodologies

• Exclusive or restricted-access digital content

These offerings are developed using proprietary strategies, original intellectual property, and confidential business methodologies that are not publicly available.

Because of the intangible, non-returnable, and instantly accessible nature of these products, they are treated differently than physical goods under standard consumer refund practices.

2. Immediate Access & Irreversibility

Upon successful payment, customers are typically granted immediate or near-immediate access to digital content, platforms, or materials.

Once access is provided:

• The product cannot be “returned”

• Access cannot be fully revoked

• Proprietary information may already be viewed, downloaded, or consumed

For this reason, all purchases are deemed final and non-reversible at the moment access is granted.

3. Strict No-Refund Policy

Due to the proprietary nature of our products and the immediate access provided upon purchase:

ALL SALES ARE FINAL.

We do not offer refunds, exchanges, or cancellations under any circumstances, including but not limited to:

• Change of mind

• Accidental purchase

• Failure to use or complete the product

• Perceived lack of results or success

• Misunderstanding of the product scope

• Personal, financial, or business circumstances

• Technical issues outside our control

This policy applies to all products and price levels, including high-ticket purchases.

4. No Cancellations or Exchanges

Once a purchase has been completed:

• Orders cannot be canceled

• Products cannot be exchanged

• Credits cannot be issued

• Transfers of access are not permitted

Each purchase grants access solely to the original buyer and is non-transferable unless explicitly stated otherwise in writing.

5. Chargebacks, Payment Disputes & Fraud Prevention

By completing a purchase, you expressly agree not to initiate chargebacks, payment reversals, or disputes through your bank or payment provider for reasons including dissatisfaction, non-use, or lack of desired results.

We actively protect our business against fraudulent disputes by maintaining:

• Transaction records

• Digital delivery confirmations

• Login and access logs

• IP address verification

• Timestamped activity records

Any chargeback initiated in violation of this Policy may result in:

• Immediate termination of access to all purchased content

• Permanent suspension from future purchases

• Reporting of fraudulent activity to payment processors

• Legal action where appropriate

6. Buyer Responsibility & Due Diligence

We take extensive steps to provide clear and accurate information about our products, including:

• Detailed product descriptions

• Transparent pricing

• Clear terms and policies

• Pre-purchase disclosures

It is the buyer’s responsibility to:

• Review all product information before purchasing

• Understand the nature of digital content

• Assess personal readiness and expectations

Failure to do so does not constitute grounds for a refund.

7. No Guarantees of Results

All products offered by Direct Pay Hub Ltd. are educational and informational in nature.

We do not guarantee:

• Income levels

• Financial outcomes

• Business success

• Performance metrics

• Specific results of any kind

Results depend on individual effort, experience, market conditions, and execution. Lack of results does not qualify for a refund.

8. Technical Issues & Access Support

If you experience legitimate technical issues related to accessing purchased content, we will make reasonable efforts to provide support and restore access where applicable.

However, technical issues do not constitute grounds for a refund if:

• Access was successfully delivered

• Issues are caused by user hardware, software, or internet connectivity

• The issue is temporary or resolvable

9. Legal Exceptions

Refunds may be issued only if explicitly required by applicable consumer protection laws in your jurisdiction.

Any such refund:

• Will be limited strictly to legal requirements

• Will be evaluated on a case-by-case basis

• Does not waive this Policy for future purchases

The determination of legal eligibility for a refund is made solely at the discretion of Direct Pay Hub Ltd.

10. Policy Enforcement & Fairness

This Policy exists to:

• Protect proprietary intellectual property

• Prevent misuse and abuse of digital content

• Ensure fairness across all customers

• Maintain consistent pricing and access standards

Issuing refunds selectively would create inequity among customers who comply with this Policy and invest in our offerings responsibly.

11. Policy Acceptance

By completing a purchase on www.directpayhub.shop, you confirm that you:

• Have read this Refund Policy in full

• Understand that all sales are final

• Acknowledge that no refunds will be issued

• Accept full responsibility for your purchasing decision

Your purchase constitutes explicit agreement to these terms.

12. Contact Information

For questions related to this Refund Policy, please contact:

Direct Pay Hub Ltd.
Email: support@directpayhub.shop